How Does Selling Your Home to a Cash Buyer Work?

You’ve probably seen signs as you’ve driven around that advertise someone who is willing to buy your home for cash. Given how high the cost of a home is and how common it is for homes to be financed by a mortgage as a result, you might find yourself wondering if it’s a legitimate process. While we can’t speak to the legitimacy of various signs you see, we can assure you that selling your home to a cash buyer is a very real and legitimate way of purchasing real estate. So how does it work?

Tell Us about Your House

The first step in the process of selling your home to a cash buyer like Minnesota Home Guys is to tell us about your house. We don’t necessarily guarantee that we’ll make an offer on every home that someone talks to us about, but if it meets our criteria, you can expect to receive offers for your home soon after. Don’t let that worry you too much though. We love fixer upper homes and we don’t care if it’s dirty or not. Problems and dirt aren’t going to automatically exclude you from getting an offer.

Get Your Offers

Once we’ve decided that your home meets our criteria, the next step is to get your offers. While we would love for you to accept our cash offer for your home, in the interest of doing what’s best for you, we’ll provide you with multiple offers, including our cash offer. The terms and price offered will likely vary from offer to offer. You pick the one that works best for you and your circumstances, and then we’ll go from there.

Close the Sale

After you’ve chosen an offer, it’s time to close the sale. If you’ve elected to accept our cash offer, the process of closing the sale couldn’t be simpler. The closing will happen at a local reputable title company on a closing date of your choice. Convenient, right? You won’t have to worry about any closing costs because we’ll take care of them for you. As if that weren’t awesome enough, you’ll also get that cash in as little as seven days. Talk about a quick turnaround.

Selling your home to a cash buyer can be surprisingly simple, if all you’ve done before is go through the traditional home buying or selling process. While every case is unique in some way, in some instances the process of selling a home to a cash buyer can be completed in as little as a month, sometimes less. If that sounds like an appealing prospect, it’s definitely an option worth seriously considering.

Ready to set up your free, no obligation appointment? Schedule yours online today!

Frequently Asked Questions

Yes! Minnesota Home Guys purchases land as well as houses. Whether it’s a vacant lot, acreage, or a parcel you inherited, we’re happy to take a look and make you an offer. Just submit the property details and we’ll get back to you.

Yes, absolutely. While we’re based in the Twin Cities, we buy houses all across Minnesota. Whether your property is in the suburbs, rural areas, or small towns, we’re interested. Submit your address and we’ll let you know how we can help.

We consider several factors when making an offer, including your home’s condition, recent comparable sales in the area, market trends, and any necessary repairs. Our goal is to provide you with a fair and competitive offer based on real market data.

No! We buy houses in any condition, whether they need minor updates or major repairs. You won’t have to spend a dime on renovations, inspections, or cleaning—we handle everything.

If your home is in foreclosure, we may still be able to buy it and help you avoid a full foreclosure process. The sooner you reach out, the more options we have to help. Contact us today to discuss your situation.

No, you will not be “listed” and waiting for a buyer – we are direct home buyers, not an agent offering to list your home and hope it sells. That means you don’t have to worry about showings, commissions, or waiting for the right buyer. We buy homes with cash, allowing for a fast and hassle-free closing.

Yes! If you’re a landlord with problem tenants or an unwanted rental property, we can make you a fair cash offer. You don’t have to wait for a lease to end—we buy properties with tenants still in place. “Tired landlord” is one of the most common situations we see.

We buy single-family homes, townhomes, duplexes, multi-family properties, and even vacant land. If you’re unsure whether your property qualifies, just reach out to us!

Closing speed is based on your timeline. If you want to close fast, we can do that! If you need time, we can do that too!

Here’s how it works: Once you accept and sign our offer, we order the abstract update and a title opinion. If any title defects are found, we work with you to resolve them. Once the title is cleared, we set a closing date and begin preparing the legal closing documents. Closing date is typically 2-4 weeks from the time the offer is signed, but if you are in a hurry please call (952) 222-7138 and we can expedite the process!

When you choose to sell your property to us, we will cover the abstract update, title opinion, transfer tax, as well as closing costs. You will only be responsible to pay property tax up to the date of sale and any liens.

We guarantee closing on every offer we make. This is easily done because our team gets to know the seller, researches the property, understands current market trends, and has cash ready to close.

Yes! If your home is listed with a real estate agent, you’re still welcome to submit it to us for a cash offer. Keep in mind that if it’s under contract or you have listing obligations, you may need to coordinate with your agent—but we’re happy to work with listed properties.

Nope! One of the benefits of selling to Minnesota Home Guys is that you don’t need to lift a finger. You can leave behind furniture, trash, old appliances—whatever you don’t want to deal with. We’ll take care of everything after closing. Just take what you want and leave the rest.

Our cash offer is guaranteed as long as everything we discussed about your property checks out. The only time the offer would change is if we discover something unexpected during the title process—like a hidden lien, unpaid property taxes, or a contractor bill that wasn’t disclosed. We’re always upfront and transparent, and if something like this does come up, we’ll talk it through with you.